Personal finance

Adjusting to inflation rises

Inflation is starting to rise pretty much all over the world. Cash rates have gone up, which will almost certainly be followed by interest rates on mortgages, and the cost of basic goods and fuel has increased. Inflation really starts to bite when wages don't increase, reducing spending power. The macro economic effects might be… Continue reading Adjusting to inflation rises

Goals and values

February 2022 update – fun, passion projects, health and wellbeing and finances

2022 is my year to focus on fun and passion projects (see my plan here), but I also continue to track my health and wellbeing and personal finances, which have been focuses in previous years. I think February is the busiest month of the year at work. Many people in Australia take the whole of… Continue reading February 2022 update – fun, passion projects, health and wellbeing and finances

Goals and values

January 2022 update

My focus for this year is making time for some fun activities, and spending time on passion projects. I'm still tracking my health and wellbeing, and personal finances from previous years, but keeping these on autopilot rather than trying to actively work on them. I've set up a calendar spreadsheet to help me plan trips… Continue reading January 2022 update

Personal finance

The ultimate budget! Zero dollar budgeting for the entire year

Use a zero dollar budget to keep an eye on those dollars right across the whole year Every work area, not matter how small, has a budget. It's critical to understand how much of your resources you have left in order to make any kind of financial decisions. It also provides a guide to where… Continue reading The ultimate budget! Zero dollar budgeting for the entire year

Personal finance

2020 in review – a focus on personal finance

Amid the excitement of starting a fresh year and setting new focuses and goals, it's easy to forget to take a pause and look back the previous year. Any good project plan includes a post-implementation review and the same should be done for our personal projects. The best time to conduct a project review is… Continue reading 2020 in review – a focus on personal finance